Advanced tax planning

Protect your wealth for grandchildren and beyond.

Without planning, wealth can be taxed at each generation. A dynasty trust uses your generation-skipping transfer exemption so assets can pass to children, grandchildren, and later generations without estate tax at each step, and with protection from creditors and divorce.

Call (844) 544-PLAN to schedule

The short answer

The generation-skipping transfer tax is a separate 40 percent tax on gifts to grandchildren and later generations. A dynasty trust uses your GST exemption to shelter assets for generations.

Do this first

✓Decide how far into the future you want the trust to last

✓Think about who should serve as trustee over time

✓Consider which assets should stay in the family long-term

Why it matters

What it does, compared with doing nothing

Leaving it to children outright

Without a plan

It is taxed again in each child’s estate.

With the Dynasty and Generation-Skipping Trusts

Assets in the trust are not taxed at each generation.

The GST exemption

Without a plan

It cannot be passed to your spouse and can be lost if unused.

With the Dynasty and Generation-Skipping Trusts

It is allocated to the trust and used in full.

Creditors and divorce

Without a plan

An outright inheritance is exposed to a child’s creditors and divorce.

With the Dynasty and Generation-Skipping Trusts

The trust protects each generation’s share.

How it works

How it works, step by step

The trust is created

An irrevocable trust for your descendants, during life or at death.

GST exemption is allocated

Your generation-skipping exemption is applied to the trust.

Assets grow inside

Growth stays sheltered from estate tax for generations.

Distributions as needed

The trustee pays for health, education, support, and opportunities.

Protection built in

Spendthrift terms protect beneficiaries from creditors and divorce.

Flexibility for the future

A trust protector can adjust administrative terms as laws change.

Custom plans, flat fees

Advanced planning without the hourly bill.

Every advanced tax plan is custom, built around your assets, your family, and your goals, so the investment is quoted separately after we review your estate.

01Some firms bill tens of thousands, even hundreds of thousands, of dollars in hourly fees for this kind of work.

02We do these plans for a flat rate, quoted in writing before any work begins.

03No meter running on phone calls, emails, or revisions. You know the number up front.

Questions

Common questions

Every family is different. A 15-minute call with a licensed attorney answers the rest.

Estate tax planningBack to: A Larger Estate→

How long can the trust last?

It depends on state law. Some states allow very long trusts; Louisiana uses class trusts for descendants. We choose the right law for your trust.

Can it be combined with a credit shelter trust?

Yes. The family trust created at the first death is often designed as a dynasty trust.

What is the GST exemption?

A separate exemption equal to the estate tax exemption, $15,000,000 per person in 2026.

Can my children use the money?

Yes. The trust can pay for their needs and let them use trust property, such as a home.

Ask whether Dynasty and Generation-Skipping Trusts fits your family.

In 15 minutes, a licensed attorney will tell you what your family needs and quote the flat fee in writing.

Call to schedule