Family Protection Plan

You have children. Name who raises them.

If something happens to both parents, a judge decides who raises your children and who manages their money. Without a plan, a child can receive an inheritance outright at 18. A Family Protection Plan names the guardian you trust and holds their inheritance until they are ready.

Call (844) 544-PLAN to schedule

The short answer

Only a will can nominate a guardian for your minor children. A trust lets the person you choose manage their inheritance until the age you pick.

Do this first

✓Choose a guardian and a backup, and ask them

✓Pick someone good with money to manage the inheritance

✓Check your life insurance amount and beneficiaries

What happens without a plan

What happens to your children without a plan

Who raises them

Without a plan

A court chooses a guardian, and relatives may disagree in court.

With the Family Protection Plan

Your will names the guardian you chose.

Their inheritance

Without a plan

A court-supervised account for each child, then the full amount at 18.

With the Family Protection Plan

A children’s trust pays for school and needs and releases the rest at the ages you choose.

Life insurance

Without a plan

A policy naming a minor child can require court involvement before anyone can use it.

With the Family Protection Plan

The policy names the trust, so the money is ready right away.

What the plan includes

What your Family Protection Plan includes

Wills with guardian nominations

Your choice of guardian, and a backup.

Revocable trust with children’s trust

Holds the inheritance and names a trustee to manage it.

Powers of attorney

Your spouse or trusted person can act if you are incapacitated.

Health care directives

Your medical choices, in writing.

Temporary guardian authorization

Lets a trusted person care for your children in an emergency until the guardian arrives.

Beneficiary and life insurance review

Every policy and account points to the trust.

Questions

Common questions

Every family is different. A 15-minute call with a licensed attorney answers the rest.

MississippiMississippi Probate Guide→ LouisianaLouisiana Succession Guide→ Washington, D.C.District of Columbia Probate Guide→

Can I name different people to raise my children and manage their money?

Yes, and many parents do. The guardian raises the children; the trustee manages the money.

At what age should my children inherit?

You choose. Many parents release money in stages, such as at 25, 30, and 35, with help for school and needs before then.

What if we have a child in Louisiana?

Louisiana has forced heirship for children 23 and younger. A trust can hold that share on the terms Louisiana law allows.

Do we need a trust, or is a will enough?

A will names the guardian. A trust keeps the inheritance out of court and managed well. Most parents benefit from both.

Protect your children’s future in writing.

In 15 minutes, a licensed attorney will tell you what your family needs and quote the flat fee in writing.

Call to schedule