Just married? Protect each other on paper.

Marriage changes who inherits, who makes medical decisions, and who controls your accounts. It does not change the beneficiary forms, titles, or old documents you already have. A Couples Protection Plan puts both of you in charge of each other’s care and makes sure what you build together goes where you both intend.

State law gives a spouse some rights automatically, but it may not give your spouse everything, and it does nothing about old beneficiary forms. A joint plan fixes both.

Doesn’t my spouse inherit everything automatically?

Not always. Depending on your state and whether either of you has children or living parents, the law may split your estate. In Louisiana, community property rules also apply.

We already have separate wills. Do we need new ones?

Usually. Wills signed before marriage may not reflect your new family, and some states treat them differently after marriage.

Should we have a prenuptial or marriage contract?

If either of you brings significant property or children into the marriage, it can help. We will tell you whether it fits.

What if one of us has children from before?

Then a trust is usually the better tool, so you can provide for your spouse and still protect your children. See our blended family page.